Michael McCreary

When you shift from living in a home to renting it out, your relationship with the property changes. So does your insurance. What used to be your sanctuary becomes a source of income—and a set of new risks. That’s why landlord insurance exists.

Property ownership comes with responsibility — and risk. Whether you live in the home or rent it out, choosing the right insurance is key. But many owners ask the same thing: Do I need both homeowners insurance and landlord insurance?

In today’s dynamic property market, understanding the nuances of insurance coverage is crucial for protecting your investments. Whether you are an owner-occupier or a property investor, knowing the difference between landlord insurance vs homeowners insurance can mean the difference between comprehensive protection and costly gaps in coverage.

In property management, communication is key to maintaining a harmonious relationship between landlords and tenants. This guide offers a detailed exploration of how to write a rent increase letter that is clear, respectful, and legally sound.